All systems operational · 99.99% uptime

Pricing

Pay for payouts, not seats.

latchpay pricing is usage-based: you pay per payout, with a blended rate that falls as volume grows. No per-seat licences, no charge for failed or returned payouts, and no surprise platform fees. Talk to us and we'll size a rate to your volume.

Starter
Usage-based Pay per payout · no monthly minimum

For platforms validating their first payouts and moving into production.

  • ACH & RTP rails
  • One API key, idempotent & signed
  • Automated reconciliation
  • Sandbox + test payouts
  • Email support
Request access
Enterprise
Custom Tailored to your volume & controls

For regulated, high-volume platforms with bespoke routing and reporting needs.

  • Custom rails & routing logic
  • Dedicated segregated accounts
  • SOC 2 / PCI reports under NDA
  • Named CSM + 24/7 on-call
  • Custom contracts & SLAs
Talk to sales

Questions

Pricing, answered plainly.

How is pricing calculated?

You pay per payout. The blended rate is set with your team and falls as monthly volume grows — there are no per-seat licences or feature paywalls.

Is there a monthly minimum?

Starter has no minimum. Scale and Enterprise may include a platform fee, which we agree up front based on your expected volume.

Which rails are included?

ACH, wire, SEPA, and RTP. Routing is automatic when you send rail: "auto", or you can pin a specific rail per payout.

Do failed or returned payouts cost anything?

No. You're billed only on successful settlements. Returns and reversals are reconciled automatically at no extra charge.

Let's size a rate to your volume.

Tell us how you move money today and we'll come back with a usage-based quote and a sandbox to test against.